{"id":5573,"date":"2025-04-03T19:16:27","date_gmt":"2025-04-03T19:16:27","guid":{"rendered":"https:\/\/pivot.uz\/thatch-the-startup-putting-health-care-choices-back-in-employees-hands\/"},"modified":"2025-04-03T19:20:14","modified_gmt":"2025-04-03T19:20:14","slug":"thatch-the-startup-putting-health-care-choices-back-in-employees-hands","status":"publish","type":"post","link":"https:\/\/pivot.uz\/uz\/thatch-the-startup-putting-health-care-choices-back-in-employees-hands\/","title":{"rendered":"Thatch: Sog\u2018liqni saqlashni xodimlar qo\u2018liga topshirayotgan startap"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>San-Fransiskoda joylashgan Thatch<\/strong> nomli startap sog\u2018liqni saqlash sug\u2018urtasi bozorini tubdan o\u2018zgartirishga harakat qilmoqda. Kompaniya yaqinda <strong>Index Ventures boshchiligida 40 million dollarlik Series B<\/strong> bosqichini yopdi. Shu bilan birga, <strong>Andreessen Horowitz (a16z), General Catalyst, SemperVirens, PeopleTech Partners, The General Partnership<\/strong> va yangi investor <strong>ADP Ventures<\/strong> ham moliyaviy qo\u2018llab-quvvatladi. Thatch jami <strong>84,5 million dollar investitsiya<\/strong> jalb qilgan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Lichra\u00a0 orqali xodimlarga tanlov erkinligi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thatch ish beruvchilarga <strong>ICHRA (Individual Coverage Health Reimbursement Arrangement)<\/strong> asosida sog\u2018liqni saqlash xarajatlarini xodimlarga o\u2018tkazishga yordam beradi. Bu modelda ish beruvchi har bir xodimga masalan, oyiga <strong>1 000 dollar<\/strong> ajratadi. Xodim esa bu mablag\u2018ni o\u2018ziga mos bo\u2018lgan sug\u2018urta rejasiga yoki davolanish xarajatlariga yo\u2018naltiradi. Farqli jihati shundaki, ilgari HRAlar faqat davolanish xarajatlarini qoplagan bo\u2018lsa, <strong>ICHRA sug\u2018urtani ham qamrab oladi.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sog\u2018liq sug\u2018urtasi uchun \u201cmarketplace\u201d yondashuvi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thatch o\u2018z platformasi orqali xodimlarga turli sug\u2018urta rejalari ichidan tanlash imkonini beradi. Agar mablag\u2018 ortib qolsa, uni boshqa sog\u2018liq bilan bog\u2018liq ehtiyojlarga ishlatish mumkin. Platformada hatto <strong>debet karta<\/strong> mavjud \u2014 qolgan balansni foydalanishga imkon beradi. Thatch orqali xodimlar hohlagan vaqtda sug\u2018urta xizmatlarini almashtira oladi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sog\u2018liq + Fintech = Thatch<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kompaniyaning asoschilari \u2014 <strong>Chris Ellis<\/strong> va <strong>Adam Stevenson<\/strong> \u2014 sog\u2018liqni saqlash va texnologiyalar chorrahasida ish olib borishmoqda. Ellis ilgari MIT\u2019da saraton tadqiqotchisi bo\u2018lib ishlagan bo\u2018lsa, Stevenson Humana va Stripe\u2019da katta tajriba orttirgan. Ularning fikricha, <strong>ICHRA modelini to\u2018liq joriy etish uchun fintech muammolarini hal qilish zarur<\/strong> \u2014 budjetlar, to\u2018lovlar va ko\u2018rsatkichlarni avtomatlashtirish.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Shu sababli, ular Stripe, Ramp va Rippling kabi kompaniyalardan malakali xodimlarni jalb qilishdi. Bugunga kelib, Thatchda <strong>72 nafar mutaxassis<\/strong> ishlamoqda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Katta o\u2018sish, kuchli hamkorlar<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2023-yil avgustida ishga tushgan Thatch bugungi kunga qadar 1000 dan ortiq kompaniyani platformaga jalb qilgan. Daromad yil davomida 8 baravar o\u2018sgan. Mijozlar orasida Dave\u2019s Hot Chicken, Jersey Mike\u2019s, Fragment.dev, Ferry Health va boshqa kompaniyalar bor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thatch shuningdek, QuickBooks bilan hamkorlikda kichik bizneslar uchun ICHRAni bir necha bosqichda sozlash imkoniyatini yaratdi. ADP uchun shunga o\u2018xshash integratsiya ustida ham ish olib bormoqda.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>San-Fransiskoda joylashgan Thatch nomli startap sog\u2018liqni saqlash sug\u2018urtasi bozorini tubdan o\u2018zgartirishga harakat qilmoqda. Kompaniya yaqinda Index Ventures boshchiligida 40 million dollarlik Series B bosqichini yopdi. Shu bilan birga, Andreessen Horowitz (a16z), General Catalyst, SemperVirens, PeopleTech Partners, The General Partnership va yangi investor ADP Ventures ham moliyaviy qo\u2018llab-quvvatladi. Thatch jami 84,5 million dollar investitsiya jalb qilgan. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5571,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_override_bookmark_settings":[],"jnews_paywall_metabox":[],"jnews_override_counter":[],"jnews_podcast_option":[],"jnews_podcast_series":[],"footnotes":""},"categories":[115],"tags":[],"jnews-series":[],"class_list":["post-5573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar"],"_links":{"self":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts\/5573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/comments?post=5573"}],"version-history":[{"count":2,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts\/5573\/revisions"}],"predecessor-version":[{"id":5576,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts\/5573\/revisions\/5576"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/media\/5571"}],"wp:attachment":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/media?parent=5573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/categories?post=5573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/tags?post=5573"},{"taxonomy":"jnews-series","embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/jnews-series?post=5573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}