{"id":7419,"date":"2025-06-11T09:12:10","date_gmt":"2025-06-11T09:12:10","guid":{"rendered":"https:\/\/pivot.uz\/security-in-payment-services-will-be-strengthened-new-draft-law-approved\/"},"modified":"2025-06-11T09:34:15","modified_gmt":"2025-06-11T09:34:15","slug":"security-in-payment-services-will-be-strengthened-new-draft-law-approved","status":"publish","type":"post","link":"https:\/\/pivot.uz\/uz\/security-in-payment-services-will-be-strengthened-new-draft-law-approved\/","title":{"rendered":"To\u2018lov xizmatlarida xavfsizlik kuchayadi: yangi qonun loyihasi tasdiqlandi"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Oliy Majlis Qonunchilik palatasi to\u2018lov tizimlari va tashkilotlari faoliyatini yanada tartibga solishga qaratilgan qonun loyihasini ikkinchi va uchinchi o\u2018qishda qabul qildi. Bu bilan moliyaviy xavfsizlikni ta\u2019minlash va raqamli to\u2018lovlarda firibgarlikning oldini olish maqsad qilinmoqda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yangi qonun bilan quyidagi o\u2018zgarishlar joriy etiladi:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tavakkalchiliklarni boshqarish tizimi \u2014 barcha to\u2018lov tizimi operatorlari bu tizimni joriy etishi shart bo\u2018ladi.<\/li>\n\n\n\n<li>Muhim to\u2018lov tashkiloti tushunchasi qonunchilikka kiritiladi. To\u2018lov tashkilotlari faoliyat ko\u2018lami asosida toifalarga ajratiladi.<\/li>\n\n\n\n<li>Markaziy bank vakolati kengayadi \u2014 u to\u2018lov tashkilotlarining xavf boshqaruvi bo\u2018yicha minimal talablarni belgilaydi.<\/li>\n\n\n\n<li>Antifrod va texnik himoya vositalari \u2014 tashkilotlar onlayn xizmatlarda antifrod tizimlar va ilg\u2018or texnik himoya mexanizmlarini joriy etishi kerak bo\u2018ladi.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Qonun \u201cMarkaziy bank to\u2018g\u2018risida\u201d, \u201cTo\u2018lovlar va to\u2018lov tizimlari to\u2018g\u2018risida\u201d kabi bir nechta hujjatlarga o\u2018zgartish kiritishni nazarda tutadi. Bu o\u2018zgarishlar ijtimoiy injiniring, kiberjinoyatlar va noqonuniy tranzaksiyalar bilan kurashishni maqsad qilgan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aprel oyida to\u2018lovlar ustidan nazorat kuchaytirilgan edi: 11,25 mln so\u2018mdan yuqori tranzaksiyalar uchun jo\u2018natuvchining shaxsiy ma\u2019lumotlari talab qilinmoqda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Qonun loyihasi 2023-yil kuzida raqamli jinoyatchilikka qarshi kurash bo\u2018yicha prezident qarori bilan bog\u2018liq yondashuvlarning mantiqiy davomidir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oliy Majlis Qonunchilik palatasi to\u2018lov tizimlari va tashkilotlari faoliyatini yanada tartibga solishga qaratilgan qonun loyihasini ikkinchi va uchinchi o\u2018qishda qabul qildi. Bu bilan moliyaviy xavfsizlikni ta\u2019minlash va raqamli to\u2018lovlarda firibgarlikning oldini olish maqsad qilinmoqda. Yangi qonun bilan quyidagi o\u2018zgarishlar joriy etiladi: Qonun \u201cMarkaziy bank to\u2018g\u2018risida\u201d, \u201cTo\u2018lovlar va to\u2018lov tizimlari to\u2018g\u2018risida\u201d kabi bir nechta hujjatlarga o\u2018zgartish [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":7417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_override_bookmark_settings":[],"jnews_paywall_metabox":[],"jnews_override_counter":[],"jnews_podcast_option":[],"jnews_podcast_series":[],"footnotes":""},"categories":[115],"tags":[],"jnews-series":[],"class_list":["post-7419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar"],"_links":{"self":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts\/7419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/comments?post=7419"}],"version-history":[{"count":2,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts\/7419\/revisions"}],"predecessor-version":[{"id":7421,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/posts\/7419\/revisions\/7421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/media\/7417"}],"wp:attachment":[{"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/media?parent=7419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/categories?post=7419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/tags?post=7419"},{"taxonomy":"jnews-series","embeddable":true,"href":"https:\/\/pivot.uz\/uz\/wp-json\/wp\/v2\/jnews-series?post=7419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}