A new name has emerged in Uzbekistan’s startup ecosystem — Hisobchi AI. More than just an app, it’s a technological solution with the potential to transform how people interact with money. Its unique edge lies in enabling users to manage finances through the most natural tool we have: voice.
The daily problem: where does the money go?
Money is an inseparable part of our lives. We spend it every day, yet tracking where it goes often feels tedious and time-consuming. Maintaining Excel spreadsheets or handwritten logs demands effort, which is why most people simply avoid it. As a result, hidden expenses, debts, and business losses pile up.
Hisobchi AI solves this problem in the simplest way. A user just says: “I spent 50,000 soums on a taxi today.” The app automatically records it, categorizes it, and, if needed, generates a report. Managing money becomes as easy and natural as having a conversation.
The advantages of Artificial Intelligence
Hisobchi AI is fundamentally different from conventional finance apps. Its key features include:
- Finance management in 5 seconds: instantly record income and expenses.
- Automatic categorization: AI sorts each transaction correctly.
- Debt tracking: monitor debts and debtors automatically.
- Receipt and document recognition: Computer Vision reads PDFs and images.
- 99% accuracy: near-flawless voice command recognition.
A multiplatform approach: finance anywhere
Positioning itself as a multiplatform solution, Hisobchi AI aims to make money management as accessible as possible.
Currently available:
- A fully functional Telegram bot and mobile app.
- WhatsApp integration is in progress.
- A web version is planned.
This allows users to manage finances across platforms. For example, one might log expenses by voice through Telegram during the day, then view detailed statistics in the mobile app at night. All data syncs in real time, ensuring a seamless and convenient user experience.
Impressive results in a short time
Launched in May 2025, Hisobchi AI has already achieved notable milestones within just three months:
- 102,000+ visits
- 1,500+ paid users
- $4,000 monthly recurring revenue (MRR)
- A startup valuation of $750,000 – $1 million
The project is currently in talks with major companies such as Yandex, Uzum, Belissimo, and FeedUp.
Next step: regional and global markets
Hisobchi AI plans to expand to Kazakhstan and Kyrgyzstan in the near future. The long-term goal is Indonesia, where 51% of transactions are still made in cash. Moreover, Indonesia ranks second globally in the number of Telegram users, representing a massive growth opportunity.
Lessons from failure
The founders emphasize that success isn’t just about technology, but also about strategy. In 2023, they lost a project by spending heavily without validating the market. That failure shaped their new principle: “Sell to the customer first, then build the product.”
As a result, Hisobchi AI was validated from the MVP stage with real sales, proving that customers are willing to pay for the solution.
Hisobchi AI — setting a new standard
Today, Hisobchi AI is more than just an app. It’s establishing a new standard in financial management by solving one of the biggest problems people face — controlling money — in a natural, effortless way.
Having conquered its local market, Hisobchi AI is now ready for the global stage. If successful, it could mark a turning point not only for Uzbekistan but for the entire region’s fintech history.
Gulnoza Mikhailovna
